5 Companies Perfect for Bundling Your Car and Renters Insurance

Who doesn’t love saving money? While everyone likely falls under this category, college students and recent grads know it’s especially important to save money to help their budgets. A simple way to save money on your necessary expenses is to bundle your car and renters insurance policies. If you’re a first time renter looking for an apartment, pay attention to this one.

Some – but not all – insurance companies allow policyholders to bundle car and renters insurance policies if they’re both purchased with the same company. The benefits of doing this are that you may have the convenience of one policy and you may earn a sweet discount to save you some cash to use elsewhere (like your student loans).

Below is a list of five companies that allow you to bundle your car and renters insurance and offer a discount for it. Each company has high consumer ratings on Clearsurance, the leading online publisher of insurance consumer data.


Amica is a highly rated insurance company by consumers and has been providing insurance coverage for more than a century. Amica offers many discounts to qualifying policyholders including a multi-line discount of up to 15 percent if you bundle car and renters insurance policies with the company. Additionally, Amica’s good student discount applies to your car insurance if you’re a full-time high school or college student between 15 and 25 years old in good academic standing.

Amica has a mobile app that gives policyholders access to customer service, digital insurance ID cards, roadside assistance and allows them to make payments. You can see why Amica is rated so highly by reading Amica insurance reviews.  

The Hartford

The Hartford is a national insurance company and is a good option if you’re looking to bundle car and renters insurance. You can save up to 5 percent on your car insurance and up to 20 percent on your renters insurance when you bundle with The Hartford. The company also offers a good student discount for full-time students with good academic standing.

The Hartford makes it easy to manage your policies right from your phone too with its mobile app. It offers convenient features such as access to digital ID cards, roadside assistance and filing a claim.


Geico is more than just a talking Gecko — it’s one of the most popular and largest insurance companies in the United States. Fortunately, Geico offers a multi-policy discount on your car insurance if you want bundle car and renters insurance. Additionally, good students can earn a discount of up to 15 percent on insurance. The requirements for this discount in most states is that you have to be a full-time student between the ages of 16 and 24 in good academic standing with a “B” average or better.

Geico has a mobile app that’s one of the best in the business and is perfect for busy lifestyles. It gives policyholders easy access to digital ID cards, roadside assistance, customer service and more.

State Farm

State Farm is a highly rated insurance company that offers many discounts to policyholders. The company’s multi-line discount can save you up to 17 percent on an insurance policy if you bundle car and renters insurance with them. State Farm also offers a good student discount of up to 25 percent for students in good academic standing up until the age of 25.

Plus, State Farm has multiple mobile apps available for download. The State Farm Mobile app is the basic one available for policyholders. It allows you to file claims, make payments, request roadside assistance, access digital ID cards and more. State Farm also offers a telematics program called State Farm Drive Safe & Save that operates through an app. Drivers under the age of 25 can use State Farm’s Steer Clear app to record driving habits and earn a discount for being a safe driver. It also helps young drivers be more mindful about their driving and practice safer driving.


Safeco is an insurance company with great package deals if you wish to bundle car and renters insurance policies. Bundling can earn you a discount up to 15 percent on your insurance with Safeco. Additionally, there’s a good student discount available with Safeco that rewards you if you’re a student with a “B” average or better, if you maintain honor roll or are in the top 20 percent of your class.

Safeco’s mobile app gives policyholders convenient access to report an accident, view digital ID cards, make payments, request roadside assistance and more. Like State Farm, the company has a car tracking device program to reward discounts called Safeco RightTrack in which a device tracks your driving. You could earn a discount up to 30 percent for proving your safe driving habits.

Bundling car and renters insurance policies can save you a significant amount of money. When choosing an insurance company it’s important to do your research to make sure the company fits your needs and has this discount available. If you’re interested in learning about other insurance companies in your area, check out the best car insurance companies in your area.