431 N Main St Unit 431

Bright, cheerful studio apartment packed with authentic vintage charm and modern convenience!
If you appreciate the character of historic homes over cookie-cutter boxes, you will love 431 N Main. This private ground-floor studio offers all the essentials you need, paired with unique architectural accents, outdoor spaces, and a private keyless entry.
Interior Living & Retro Character:
Main Living Suite: Cozy living and sleeping area highlighted by a decorative faux fireplace, built-in cabinetry, and original architectural details. Includes two full-size closets offering far more storage than standard studio apartments.
Retro Kitchen: Full kitchen down the hallway featuring vintage metal cabinetry and a vibrant candy-apple red refrigerator that gives the space fun personality. Electric range/oven provided.
Full Bathroom: Clean, dedicated full bathroom with tub/shower surround.
Private Indoor-Outdoor Living:
Private Front & Back Entrances: Three steps lead up to your own private front door equipped with keyless digital entry, opening directly off a covered front porch and shared lawn.
Back Deck & Secluded Yard: Step right out your kitchen back door onto a small private deck overlooking a quiet, secluded green space. Perfect for morning coffee or fresh air.
Locally Owned & Professionally Managed: Managed directly by Cober Properties. Enjoy responsive, personable service from our in-house maintenance team, easy digital communication, and a resident portal for fast maintenance requests and free online rent payments.
Key Property & Lease Details:
Layout: 1st-floor studio apartment with private exterior entrances (front porch and back deck).
Climate Control: Efficient forced-air heating.
Appliances Included: Electric stove/range and compact refrigerator.
Parking: Street parking directly along N Main St.
Pet Policy: Pets Welcome! Cats and dogs under 25 lbs are permitted with an approved animal addendum, vet records, and $30/month pet rent per animal (maximum 2 pets).
Smoking Policy: 100% smoke-free property (smoking strictly prohibited indoors).
Utilities: Resident is responsible for direct electric (AES Ohio), direct gas (Columbia Gas), and personal internet/cable. Water, sewer, and trash services are covered under a flat $50.00/month utility reimbursement fee added to the ledger.
Application & Showing Protocol:
Tours: Showings are available now. Due to high inquiry volume, prospective applicants must submit an online application before an in-person tour can be scheduled.
Application Review: Online applications are processed strictly on a first-come, first-served basis.
Reservation Hold: Approved applicants must place down the full security deposit to hold the unit. The official lease start date must occur within two (2) weeks of approval.
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COBER PROPERTIES - RESIDENTIAL LEASING
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Professionally managed by Cober Properties LLC. We provide clean, responsive, and well-maintained rental housing in Urbana and Springfield, Ohio.
QUALIFICATION CRITERIA (MANDATORY FOR ALL APPLICANTS):
- Monthly Household Net Income (take-home pay) must equal at least 3.0x to 3.5x monthly rent.
- Every adult occupant (aged 18+) must apply, pass full screening, and sign the lease as an equally responsible leaseholder. No co-signers or lease guarantors are accepted.
- No prior eviction judgments or active landlord-tenant filings within the past 7 years.
- Zero non-exempt collections accounts (medical debt and student loans are exempt).
- Background check required with no felony convictions or violent/drug misdemeanors within the past 7 years.
- Valid government-issued photo ID and verifiable 7-year rental or residency history.
PET & ANIMAL POLICY:
Pets considered on a case-by-case basis with prior landlord approval (maximum 2 animals- cats and small dogs only- strictly prohibited in properties with shared interior common hallways). Weight limits apply (up to 25 lbs- Westgate Homes up to 40 lbs). Pet fees ($30/month per pet) and completed registration required prior to move-in.
HOW TO SCHEDULE A TOUR:
To schedule an in-person showing, click "Contact Property" or "Send Message" through this listing, or text our leasing office at 406-412-4447 with the property address and your target move-in date. Our team will send over our short pre-screening questions to book your showing time.