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Updated 1 hour ago

Turtle Lake

VERIFIED

4324 W 20th St Panama City, FL

4.2 5 reviews
1 - 2 Bed
•
1 - 2 Bath

700 - 1,000 Sq. Ft.

Available Now
Floor plans
1 Bed • 1 Bath
$1,135 - $1,270
700 ft2
3 Available
N250
$1,135+
Available Now
View
B106
$1,170+
Available Jul 31st, 2026
View
B208
$1,135+
Available Aug 5th, 2026
View
View Rented Units
2 Beds • 2 Bath
$1,335 - $1,460
1000 ft2
5 Available
D121
$1,360+
Available Now
View
D127
$1,360+
Available Jul 11th, 2026
View
S272
$1,345+
Available Jul 14th, 2026
View
D226
$1,335+
Available Jul 15th, 2026
View
S273
$1,335+
Available Sep 5th, 2026
View
View Rented Units
2 Beds • 1 Bath
$1,295 - $1,420
900 ft2
4 Available
Q164
$1,320+
Available Jul 21st, 2026
View
U280
$1,305+
Available Jul 30th, 2026
View
U283
$1,305+
Available Aug 7th, 2026
View
U278
$1,295+
Available Aug 19th, 2026
View
View Rented Units
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3 Beds • 2 Bath
$1,595 - $1,680
1300 ft2
0 Available
E130
$1,680
Rented
View
A103
$1,670
Rented
View
A203
$1,595
Rented
View
M241
$1,615
Rented
View
M244
$1,615
Rented
View
M242
$1,595
Rented
View
M243
$1,595
Rented
View
E229
$1,625
Rented
View
A204
$1,595
Rented
View
E230
$1,625
Rented
View
3 Beds • 2 Bath
$1,545 - $1,565
1100 ft2
0 Available
G307
$1,545
Rented
View
G306
$1,545
Rented
View
K313
$1,565
Rented
View
R323
$1,565
Rented
View
K314
$1,545
Rented
View
G308
$1,545
Rented
View
Where you'll live
Street View
Map View
Satellite View
Turtle Lake
Turtle Lake
Turtle Lake
Amenities
On-site Laundry
Washer / Dryer Connections
Air Conditioning
Storage
Refrigerator
Pool
Walk In Closets
Vinyl Flooring
Living Room
Cable-ready
High-speed Internet
Secured Entry
24-hour Maintenance
Online Payments
Online Community Portal
Car Care Center
Fish
Fishing Lake
Balcony, Deck, Patio
Bird
Boat/rv Parking Area
Large Closets
Microwave
Playground
Breakfast Bar
On Site Maintenance
Parking
Catch & Release Fishing Lake
Range / Oven
Dishwasher
Carpet
Black Appliances
Ice Maker
Central A / C
Ceiling Fans
Package Receiving
Bike Storage
Private Entrance
Disposal
Window Coverings
Fees & leasing info
Pets
Dogs Ok
Cats Ok
Pet Friendly Community
Pet Fee: $300.00
Other:

We are a pet-friendly community! 



The following breeds or mix of breeds are not permitted within the community: Pit Bull, American Staffordshire Terrier, Rottweiler, and Presa Canario. There is a maximum of two pets per household, not to exceed 95 lbs each. Breeding of any animals is strictly prohibited.

Pet Rent: $10.00
Parking
Off-street Parking
Lease & Fees
Lease Length:

12 months

Security Deposit:

$300

Other:

Application Deposit $200

Application Fee:

$50 per person

Admin Fee:

$100

Property details
Description

Welcome to Turtle Lake Apartments in Panama City, FL - a welcoming community offering spacious one, two, and three-bedroom homes designed for comfort and convenience. Whether you're a student, military personnel, or working professional, Turtle Lake delivers value-packed living in a serene, well-connected neighborhood.

Quick access to Highway 98 puts you close to everything Panama City has to offer - from local dining and shopping to top employers and recreational spots. Come home to Turtle Lake Apartments and experience a community built around your lifestyle.

Additional Details
Year Built: 1978
Total Unit Count: 199
Last Updated: Updated 1 hour ago
Contact Number: (833) 690-0628
Property manager information
Haley Residential
8712 West Dodge Road Suite 400 Omaha, NE 68114
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Office Hours
Monday: 8:30 AM - 5:30 PM
Tuesday: 8:30 AM - 5:30 PM
Wednesday: 8:30 AM - 5:30 PM
Thursday: 8:30 AM - 5:30 PM
Friday: 8:30 AM - 5:30 PM
Internet Providers
Provider Max Download Speed (Mbps) Max Upload Speed (Mbps)
AT&T Inc. 1000.0 1000.0
WideOpenWest Finance, LLC 1000.0 50.0
WideOpenWest Finance, LLC 1000.0 50.0
Comcast Corporation 987.0 35.0
ViaSat, Inc. 35.0 3.0
Data from June 2020 provided by the FCC
Social media posts
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Reviews
Turtle Lake
4.2
5 reviews
Dewayne
April 23, 2022
The staff is just exceptional extremely easy to talk to, helpful and very professional. And the Apartment is just perfect. I would recommend turtle...
Read More
Kasie
April 23, 2022
The office staff are amazing! They have always been super helpful with anything we need. Maintenance typically happens promptly. My only reason for 4...
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miles
April 22, 2022
Older apartments, small kitchen. But good size living room, dining room and bedrooms for two bedroom apartment my girlfriend (now wife) and I lived...
Read More
Chris
April 19, 2022
Lived here 2+ years currently and so far, i have few complaints. We love our apartment, the pool is well maintained and maintenance is...
Read More
Meaghan
April 18, 2022
After losing our home in the Hurricane, finding somewhere to live was a challenge. It was hard to transition from a home to an...
Read More
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Photos Floor Plans Amenities Reviews
Renters Also Viewed
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Affordability
To comfortably afford an apartment, we recommend having at least three times your monthy rent in gross household income.
View suggested annual incomes for Turtle Lake by bedroom type below.
1 Bedroom
Suggested income:
$41,300
per year
2 Bedroom
Suggested income:
$47,800
per year
Rent report

If you upsized to an average priced Panama City 4 bedroom apartment, you would pay 77% less per month.

If you downsized to an average priced Panama City 2 bedroom apartment, you would pay 185% less per month.

Monthly Rent Rent per Sq. Ft. Suggested
Monthly Income
Panama City Average
Studio $1,313 $3.30 $3,938
1BR $1,184 $1.90 $3,553
2BR $1,408 $1.40 $4,223
3BR $4,010 $2.80 $12,030
4BR $2,266 $1.20 $6,798

Availability in Panama City

In order to find the best deal, you need to know what types of units are available. Property managers may be willing to give concessions if they have many vacant units.

There are currently 114 2BR units on the market in Panama City. If you're looking to negotiate, this may be your best option.

Studio
1BR
2BR
3BR
4BR
1% 20% 42% 33% 4%
Available Units in Panama City
Studio 3
1BR 54
2BR 114
3BR 90
4BR 10
Location
Nearby Hospitals
Name Distance
Encompass Health Emerald Coast Rehabilitation Of Panama City 2.92 mi.
Gulf Coast Medical Center 3.15 mi.
Emerald Coast Behavioral Hospital 3.59 mi.
Nearby Fire Stations
Name Distance
Thomas Drive Volunteer Fire Department, Inc. 3.75 mi.
Springfield Fire Department 4.11 mi.
Panama City Fire Department 4.11 mi.
FAQs
Is this property currently leasing units?
Yes. There are 12 available units at this property.
How many units are move-in ready in the next 2 months?
This property has 11 units available for move-in over the next 2 months. 1 unit is vacant and ready for immediate occupancy.
What's the square footage of the available units?
The available units range from 700 to 1,000 square feet.
Does this property allow cats or dogs?
This property allows tenants to keep cats and dogs.
How many bedrooms are in the available units?
There are 1 and 2 bedroom units available.
How many bathrooms are in the available units?
There are 1 and 2 bathroom units available.
What's the monthly rent at this property?
Rent on available units ranges from $1,135 to $1,460. Turtle Lake has 1 bedroom units available starting at $1,135 and 2 bedroom units available starting at $1,295.
Where is this property located?
This property is at 4324 W 20th St in Panama City, FL. It's 4.2 miles northwest from the center of Panama City.
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